SMS-banking service provides an opportunity to receive information about your card transactions at any time.

About the service

  • SMS-notification is active in 24/7 mode.

  • The service is available  for subscribers of  Azercell, Bakcell and NarMobile.

  • Remote connection is possible.

  • Cardholders who activated SMS notification service will be notified about expire date of their card.

  • When you activate the SMS notification, your card will also be automatically connected to 3D Secure service.

How to activate

  • via XalqOnline mobile application;

  • via Xalq Bank`s ATMs;

  • at Xalq Bank`s branches.


  • The monthly fee for SMS-notification service is 0.60 AZN for each connected card.

  • Service is free of charge for deposit cards, World Mastercard Black Edition and Visa Infinite cards.

  • In case of loss, termination and expiration of the card, the service will be disconnected. Customer can reconnect to SMS notifications by his request and will be charged according to the current tariffs.